Compare P2P Lending in Europe

Use the table below to compare p2p lending platforms in Europe. Our Top 10 considers factors including returns, risk, track record, reputation, so you can make the best choice which platforms are right for you. Always remember: peer to peer investing offers the potential for large returns on your money, but rates aren’t guaranteed. 

Choosing the best peer to peer lending platforms for you is a personal choice.  Luckily there are many platforms that offer multiple different strategies within their platform. This allows you to spread your investment across different platforms and different loans. To some investors, only one platform is sufficient, but our recommendation would be to spread your risk and reward by simultaneously investing in multiple platforms.

Can you invest in these platform if you live outside Europe?

All the P2P lending platforms reviewed on our website are located in Europe. Most of them are open to investors anywhere in the world, as long as you have an European bank account. At Revolut or TransferWise it is easy to get a European bank account, regardless of your geographic location.

Comparison table

Platform
Description
Loan Types
Avg. Returns
Total investments
Secondary Market
Buyback Guarantee
Auto-invest
Bonus
Review
mintos P2P Lending Cashbacks
Mintos is one of the largest European crowdlending platforms, offering diverse options across loan types, currencies and geographies.
Consumer loans, Business loans
± 11%
€ 3000m+ (SINCE 2015)
OUR REVIEW
bondora-logo
Bondora is a large P2P platform that offers the popular Grow-and-Go product as well as opportunity for manual investments.
Consumer Loans
± 10%
€ 280m+ (SINCE 2007)
€ 5 BONUS
OUR REVIEW
Funding Circle is currently the largest crowdlending platform in Europe with operations in 4 countries. It has full FCA authorisation.
Business Loans (SMB)
± 6%
€ 5000m+ (SINCE 2010)
OUR REVIEW
october
October (formerly ‘Lendix’) access to the French lending market, offering French & Italian SME loans.
Business Loans
± 5%
€ 260m+ (SINCE 2014)
OUR REVIEW
Crowdestor
Crowdestor is offering investment opportunities in real estate, energy, transportation, startups and cryptocurrency mining.
Business Loans
± 14%
€ 15m+ (SINCE 2018)
(FUND)
OUR REVIEW
CrowdEstate
Crowdestate is a real estate crowdfunding marketplace offering pre-vetted real estate investment opportunities.
Real Estate
± 18%
€ 65m+ (SINCE 2013)
OUR REVIEW
FastInvest offers a low entry point and high interest rates. All loans are secured and originate from EU loan originators.
Consumer loans
± 13%
€ 15m+ (SINCE 2015)
estateguru
Estateguru is one of the few platforms for European investors to find secured P2P loans.
Businesses (mortgage backed)
± 12%
€ 140m+ (SINCE 2014)
0.5% CASHBACK
peerberry Peer to Peer Kreditplattformen
PeerBerry is easy to use, and offers a good returns with a buyback guarantee.
Consumer Loans, Real Estate
± 11%
€ 100m+ (SINCE 2017)

Getting Started

We suggest to continue the due diligence by analysing our detailed reviews of the best P2P lending platforms, like Mintos and Bondora. First want to better understand how P2P lending works before starting to invest? Look at our P2P lending guide including FAQ.

When you are ready, we recommend to check our offers and open up an account on a few of the platforms, and subsequently start investing small a small amount. Most platforms already let you start with an amount between €10-€50, so trying it out can be done with very limited risk. Get started today and see which P2P lending platform in Europe is perfect for you.

compare p2p lending

Connect with us

Don’t hesitate to contact us using the contact form if you have any questions or suggestions.

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